The State of Kansas has partnered with Skylight to offer the Skylight ATM/Debit Card. The Skylight Card is an FDIC insured ATM/Debit based bank account in which pay can be deposited. Once deposited, money can be accessed immediately at ATM's nationwide. Also, the Skylight ATM Card can be used to make purchases at retail locations -- including gas stations and grocery stores -- where PIN ATM-debit cards are accepted. Best of all, it is a personal bank account and monthly statements listing all account activity will be available for the employee. The paycard is a debit card targeted to those without bank accounts. We are hoping it will increase our direct deposit participation rate. Current statewide rate is 84 percent. It is anticipated that about 30 percent of the employees who receive checks may be interested in a paycard. The remainder will enroll in direct deposit through another bank where they already have an account. The paycard is a preliminary step in that direction. The program includes issuing "Instant Issue Card Packs" to each agency. Skylight will mail the card packs to the agencies and provide marketing materials. The paycard will be included in these card packs. The agencies/employee will access an on-line enrollment on the Skylight website and enter card information, personal information, PIN etc. When saved the account will be registered with Skylight, the employee will have an account number and PIN, a voided check will print out for the agency to use to complete our direct deposit form which they will then enter in SHARP (or Regents) and an authorization form will print that the employee will sign and the agency will forward to Skylight Financial. The paycard will be activated with the first direct deposit. Employees will be charged fees to open accounts and withdraw money at ATM's or POS terminals. See Account Fee schedule (.pdf). All accounts are individual FDIC bank accounts and can be used for credit references and other deposits. The paycard is portable. That is, if the employee leaves state employment the card goes with them and they can continue to use it with another employer. State of Kansas has no liability or costs associated with this Program. Skylight Alert Bulletins:
Additional Employer Information:Announcement Memo to Agencies from Secretary Fricke - Memo dated October 3, 2003 announcing State of Kansas Paycard Program to agency heads and human resource/payroll officers. Division of Accounts and Reports Informational Circular 04-P-007 - Policy and procedure guidelines for the State of Kansas Paycard Program. Sample Employee Letter (.pdf) - A sample letter promoting direct deposit and the Skylight debit card to employees. Agencies can use as promotional material to give to the employee. Frequently Asked Questions (FAQ's) - A list of frequently asked questions and answers for agencies about the Skylight debit card account. Skylight Financial On-Line Enrollment Instructions - Detailed step by step instructions for enrolling an employee on-line. Skylight Financial On-Line Enrollment Screen Prints (.pdf) - Copies of on-line enrollment pages from Skylight Financial On-Line Enrollment website. [1.4mb file size] www.skylight.net - Skylight Financial On-Line Enrollment. Instant Issue Card Packs - Reorder (.pdf) - Instructions for agencies to order additional instant issue card packs. Paycard Sample Card Issuance Log (.pdf) - Sample form used to track inventory of Instant Issue Card Packs. Additional Employee Information:Introduction to the Paycard Program Skylight Brochure (.pdf) - A brief summary of the benefits of a Skylight debit card account. Account Fees (.pdf) - Detailed list of account fees. Introduction and Cost Comparison: Check vs. Direct Deposit - A brief listing of benefits of the Skylight debit card account and a comparison of fees to cash a check versus ATM withdrawals or POS transactions on the Skylight debit card account. Frequently Asked Questions (FAQ's) for Employees - A list of frequently asked questions and answers for employees about the Skylight debit card account. Employee Enrollment Information - A brief explanation of steps to open a Skylight debit card account. http://www.skylight.net/atm_locator.asp - Skylight Financial web site for obtaining a list of surcharge free ATM's. The 16-digit demo card number for access is 5027159900000000.
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